Coauthor the Story of Your Life, Instead of Allowing Others to Write It for You! When Dr Kristy Taylor completed the dissertation research for her PHD program, she came across an alarming epidemic. "90 percent of students who enrolled at the University of Michigan in the last 10 years said they are likely to change their major before they start their ¬first class." Did You Know ...? From age 18 to 46, we will average over 11 deferent jobs. 85 percent of recent college graduates are moving back home with their parents. The unemployment rate among people under 25 who graduated from college last year was 54 percent. The average four-year tuition rate in the United States is $37,800 to $127,100. Dr Taylor and her husband Matt have created several creative Pen to Paper exercises that act as a road map, providing understanding, clarity and direction to help you coauthor a life that matters. Dr Kristy Taylor is a professor in the College of Business and Innovation at the University of Toledo where so teaches/advises over 640 students per year. Matt Taylor, B.S. M.S. is a Managing Partner with Farm Bureau Insurance, managing over 75 franchise owners with over $110,000,000 in annual revenue. They live in Michigan with their four sons.